Call report 2008Q2
BAY BANK & TRUST CO. — 2008Q2
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,748,000 | USD | evidence → |
| Total loans | 153,097,000 | USD | evidence → |
| Allowance for loan losses | 2,159,000 | USD | evidence → |
| Securities available for sale | 15,714,000 | USD | evidence → |
| Securities held to maturity | 1,982,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 227,572,000 | USD | evidence → |
| Interest-bearing deposits | 177,649,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,923,000 | USD | evidence → |
| Equity capital | 30,684,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,693,000 | USD | evidence → |
| Interest expense | 2,251,000 | USD | evidence → |
| Net interest income | 4,442,000 | USD | evidence → |
| Noninterest income | 785,000 | USD | evidence → |
| Noninterest expense | 4,206,000 | USD | evidence → |
| Provision for loan losses | 600,000 | USD | evidence → |
| Pretax income | 421,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 421,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,666,000 | USD | evidence → |
| Total capital | 32,697,000 | USD | evidence → |
| Risk-weighted assets | 162,361,000 | USD | evidence → |