Call report 2008Q1
BAY BANK & TRUST CO. — 2008Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 274,357,000 | USD | evidence → |
| Total loans | 155,922,000 | USD | evidence → |
| Allowance for loan losses | 1,982,000 | USD | evidence → |
| Securities available for sale | 15,888,000 | USD | evidence → |
| Securities held to maturity | 108,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 240,404,000 | USD | evidence → |
| Interest-bearing deposits | 196,069,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,335,000 | USD | evidence → |
| Equity capital | 30,934,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,631,000 | USD | evidence → |
| Interest expense | 1,244,000 | USD | evidence → |
| Net interest income | 2,387,000 | USD | evidence → |
| Noninterest income | 401,000 | USD | evidence → |
| Noninterest expense | 2,092,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 546,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 546,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,790,000 | USD | evidence → |
| Total capital | 32,772,000 | USD | evidence → |
| Risk-weighted assets | 168,392,000 | USD | evidence → |