Call report 2007Q2
BAY BANK & TRUST CO. — 2007Q2
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,454,000 | USD | evidence → |
| Total loans | 169,441,000 | USD | evidence → |
| Allowance for loan losses | 2,043,000 | USD | evidence → |
| Securities available for sale | 17,163,000 | USD | evidence → |
| Securities held to maturity | 124,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 229,817,000 | USD | evidence → |
| Interest-bearing deposits | 183,284,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,533,000 | USD | evidence → |
| Equity capital | 30,144,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,880,000 | USD | evidence → |
| Interest expense | 2,776,000 | USD | evidence → |
| Net interest income | 6,104,000 | USD | evidence → |
| Noninterest income | 943,000 | USD | evidence → |
| Noninterest expense | 4,155,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,792,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,792,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,164,000 | USD | evidence → |
| Total capital | 32,207,000 | USD | evidence → |
| Risk-weighted assets | 176,316,000 | USD | evidence → |