Call report 2007Q3
BAY BANK & TRUST CO. — 2007Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 254,512,000 | USD | evidence → |
| Total loans | 158,942,000 | USD | evidence → |
| Allowance for loan losses | 2,059,000 | USD | evidence → |
| Securities available for sale | 18,185,000 | USD | evidence → |
| Securities held to maturity | 118,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 219,787,000 | USD | evidence → |
| Interest-bearing deposits | 174,150,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,637,000 | USD | evidence → |
| Equity capital | 30,408,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,334,000 | USD | evidence → |
| Interest expense | 4,264,000 | USD | evidence → |
| Net interest income | 9,070,000 | USD | evidence → |
| Noninterest income | 1,349,000 | USD | evidence → |
| Noninterest expense | 6,224,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 4,010,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,010,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,364,000 | USD | evidence → |
| Total capital | 32,423,000 | USD | evidence → |
| Risk-weighted assets | 168,101,000 | USD | evidence → |