Call report 2007Q1
BAY BANK & TRUST CO. — 2007Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,503,000 | USD | evidence → |
| Total loans | 168,635,000 | USD | evidence → |
| Allowance for loan losses | 2,045,000 | USD | evidence → |
| Securities available for sale | 18,220,000 | USD | evidence → |
| Securities held to maturity | 128,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,427,000 | USD | evidence → |
| Interest-bearing deposits | 184,040,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,387,000 | USD | evidence → |
| Equity capital | 29,744,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,401,000 | USD | evidence → |
| Interest expense | 1,363,000 | USD | evidence → |
| Net interest income | 3,038,000 | USD | evidence → |
| Noninterest income | 440,000 | USD | evidence → |
| Noninterest expense | 2,085,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 1,373,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,373,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,762,000 | USD | evidence → |
| Total capital | 31,807,000 | USD | evidence → |
| Risk-weighted assets | 174,240,000 | USD | evidence → |