Call report 2006Q4
BAY BANK & TRUST CO. — 2006Q4
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 257,491,000 | USD | evidence → |
| Total loans | 168,585,000 | USD | evidence → |
| Allowance for loan losses | 2,030,000 | USD | evidence → |
| Securities available for sale | 16,798,000 | USD | evidence → |
| Securities held to maturity | 153,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 221,575,000 | USD | evidence → |
| Interest-bearing deposits | 179,155,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,420,000 | USD | evidence → |
| Equity capital | 29,386,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,758,000 | USD | evidence → |
| Interest expense | 4,596,000 | USD | evidence → |
| Net interest income | 13,162,000 | USD | evidence → |
| Noninterest income | 1,949,000 | USD | evidence → |
| Noninterest expense | 8,407,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 6,464,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 6,464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,407,000 | USD | evidence → |
| Total capital | 31,437,000 | USD | evidence → |
| Risk-weighted assets | 172,530,000 | USD | evidence → |