Call report 2006Q3
BAY BANK & TRUST CO. — 2006Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,702,000 | USD | evidence → |
| Total loans | 170,709,000 | USD | evidence → |
| Allowance for loan losses | 2,001,000 | USD | evidence → |
| Securities available for sale | 14,351,000 | USD | evidence → |
| Securities held to maturity | 168,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 230,926,000 | USD | evidence → |
| Interest-bearing deposits | 181,222,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,704,000 | USD | evidence → |
| Equity capital | 29,397,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,235,000 | USD | evidence → |
| Interest expense | 3,259,000 | USD | evidence → |
| Net interest income | 9,976,000 | USD | evidence → |
| Noninterest income | 1,465,000 | USD | evidence → |
| Noninterest expense | 6,182,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 5,079,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,430,000 | USD | evidence → |
| Total capital | 31,431,000 | USD | evidence → |
| Risk-weighted assets | 174,373,000 | USD | evidence → |