Call report 2005Q4
BAY BANK & TRUST CO. — 2005Q4
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 266,886,000 | USD | evidence → |
| Total loans | 176,982,000 | USD | evidence → |
| Allowance for loan losses | 1,822,000 | USD | evidence → |
| Securities available for sale | 14,599,000 | USD | evidence → |
| Securities held to maturity | 216,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,832,000 | USD | evidence → |
| Interest-bearing deposits | 184,554,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,278,000 | USD | evidence → |
| Equity capital | 27,301,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,201,000 | USD | evidence → |
| Interest expense | 2,814,000 | USD | evidence → |
| Net interest income | 11,387,000 | USD | evidence → |
| Noninterest income | 2,029,000 | USD | evidence → |
| Noninterest expense | 7,634,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 5,662,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 5,662,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,389,000 | USD | evidence → |
| Total capital | 29,211,000 | USD | evidence → |
| Risk-weighted assets | 185,043,000 | USD | evidence → |