Call report 2005Q3
BAY BANK & TRUST CO. — 2005Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,186,000 | USD | evidence → |
| Total loans | 174,359,000 | USD | evidence → |
| Allowance for loan losses | 1,777,000 | USD | evidence → |
| Securities available for sale | 16,773,000 | USD | evidence → |
| Securities held to maturity | 246,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 250,567,000 | USD | evidence → |
| Interest-bearing deposits | 190,502,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,065,000 | USD | evidence → |
| Equity capital | 26,122,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,179,000 | USD | evidence → |
| Interest expense | 1,976,000 | USD | evidence → |
| Net interest income | 8,203,000 | USD | evidence → |
| Noninterest income | 1,501,000 | USD | evidence → |
| Noninterest expense | 5,573,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 4,056,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,056,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,197,000 | USD | evidence → |
| Total capital | 27,974,000 | USD | evidence → |
| Risk-weighted assets | 181,061,000 | USD | evidence → |