Call report 2006Q1
BAY BANK & TRUST CO. — 2006Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 271,759,000 | USD | evidence → |
| Total loans | 176,742,000 | USD | evidence → |
| Allowance for loan losses | 1,897,000 | USD | evidence → |
| Securities available for sale | 14,486,000 | USD | evidence → |
| Securities held to maturity | 211,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 240,388,000 | USD | evidence → |
| Interest-bearing deposits | 184,613,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,775,000 | USD | evidence → |
| Equity capital | 28,014,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,147,000 | USD | evidence → |
| Interest expense | 919,000 | USD | evidence → |
| Net interest income | 3,228,000 | USD | evidence → |
| Noninterest income | 491,000 | USD | evidence → |
| Noninterest expense | 2,014,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 1,645,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,094,000 | USD | evidence → |
| Total capital | 29,991,000 | USD | evidence → |
| Risk-weighted assets | 185,297,000 | USD | evidence → |