Call report 2005Q2
BAY BANK & TRUST CO. — 2005Q2
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 263,645,000 | USD | evidence → |
| Total loans | 167,877,000 | USD | evidence → |
| Allowance for loan losses | 1,743,000 | USD | evidence → |
| Securities available for sale | 14,977,000 | USD | evidence → |
| Securities held to maturity | 278,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,852,000 | USD | evidence → |
| Interest-bearing deposits | 180,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,750,000 | USD | evidence → |
| Equity capital | 25,095,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,416,000 | USD | evidence → |
| Interest expense | 1,256,000 | USD | evidence → |
| Net interest income | 5,160,000 | USD | evidence → |
| Noninterest income | 1,005,000 | USD | evidence → |
| Noninterest expense | 3,652,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 2,483,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,483,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,173,000 | USD | evidence → |
| Total capital | 26,916,000 | USD | evidence → |
| Risk-weighted assets | 176,824,000 | USD | evidence → |