Call report 2005Q1
BAY BANK & TRUST CO. — 2005Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,660,000 | USD | evidence → |
| Total loans | 160,558,000 | USD | evidence → |
| Allowance for loan losses | 1,702,000 | USD | evidence → |
| Securities available for sale | 13,260,000 | USD | evidence → |
| Securities held to maturity | 2,294,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 238,890,000 | USD | evidence → |
| Interest-bearing deposits | 185,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,244,000 | USD | evidence → |
| Equity capital | 24,228,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,012,000 | USD | evidence → |
| Interest expense | 599,000 | USD | evidence → |
| Net interest income | 2,413,000 | USD | evidence → |
| Noninterest income | 500,000 | USD | evidence → |
| Noninterest expense | 1,823,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,090,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,090,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,330,000 | USD | evidence → |
| Total capital | 26,032,000 | USD | evidence → |
| Risk-weighted assets | 170,860,000 | USD | evidence → |