Call report 2004Q2
BAY BANK & TRUST CO. — 2004Q2
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 234,281,000 | USD | evidence → |
| Total loans | 138,048,000 | USD | evidence → |
| Allowance for loan losses | 1,701,000 | USD | evidence → |
| Securities available for sale | 11,286,000 | USD | evidence → |
| Securities held to maturity | 4,377,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 209,920,000 | USD | evidence → |
| Interest-bearing deposits | 164,530,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,390,000 | USD | evidence → |
| Equity capital | 22,523,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,290,000 | USD | evidence → |
| Interest expense | 868,000 | USD | evidence → |
| Net interest income | 3,422,000 | USD | evidence → |
| Noninterest income | 1,039,000 | USD | evidence → |
| Noninterest expense | 3,263,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,172,000 | USD | evidence → |
| Income tax | 17,000 | USD | evidence → |
| Net income | 1,155,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,549,000 | USD | evidence → |
| Total capital | 24,250,000 | USD | evidence → |
| Risk-weighted assets | 150,687,000 | USD | evidence → |