Call report 2004Q1
BAY BANK & TRUST CO. — 2004Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 214,439,000 | USD | evidence → |
| Total loans | 126,129,000 | USD | evidence → |
| Allowance for loan losses | 1,712,000 | USD | evidence → |
| Securities available for sale | 21,932,000 | USD | evidence → |
| Securities held to maturity | 7,425,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 195,720,000 | USD | evidence → |
| Interest-bearing deposits | 154,608,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,112,000 | USD | evidence → |
| Equity capital | 16,603,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,121,000 | USD | evidence → |
| Interest expense | 436,000 | USD | evidence → |
| Net interest income | 1,685,000 | USD | evidence → |
| Noninterest income | 461,000 | USD | evidence → |
| Noninterest expense | 1,642,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 504,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 504,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,436,000 | USD | evidence → |
| Total capital | 18,108,000 | USD | evidence → |
| Risk-weighted assets | 133,578,000 | USD | evidence → |