Call report 2004Q3
BAY BANK & TRUST CO. — 2004Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 247,232,000 | USD | evidence → |
| Total loans | 142,341,000 | USD | evidence → |
| Allowance for loan losses | 1,705,000 | USD | evidence → |
| Securities available for sale | 10,915,000 | USD | evidence → |
| Securities held to maturity | 4,330,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 222,038,000 | USD | evidence → |
| Interest-bearing deposits | 170,338,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,700,000 | USD | evidence → |
| Equity capital | 23,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,711,000 | USD | evidence → |
| Interest expense | 1,342,000 | USD | evidence → |
| Net interest income | 5,369,000 | USD | evidence → |
| Noninterest income | 1,620,000 | USD | evidence → |
| Noninterest expense | 4,934,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,029,000 | USD | evidence → |
| Income tax | 56,000 | USD | evidence → |
| Net income | 1,973,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,019,000 | USD | evidence → |
| Total capital | 24,724,000 | USD | evidence → |
| Risk-weighted assets | 155,588,000 | USD | evidence → |