Call report 2003Q2
BAY BANK & TRUST CO. — 2003Q2
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,503,000 | USD | evidence → |
| Total loans | 111,528,000 | USD | evidence → |
| Allowance for loan losses | 1,676,000 | USD | evidence → |
| Securities available for sale | 24,211,000 | USD | evidence → |
| Securities held to maturity | 7,522,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 183,180,000 | USD | evidence → |
| Interest-bearing deposits | 144,225,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,955,000 | USD | evidence → |
| Equity capital | 17,157,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,302,000 | USD | evidence → |
| Interest expense | 1,149,000 | USD | evidence → |
| Net interest income | 3,153,000 | USD | evidence → |
| Noninterest income | 1,263,000 | USD | evidence → |
| Noninterest expense | 3,027,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,427,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 1,378,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,862,000 | USD | evidence → |
| Total capital | 18,382,000 | USD | evidence → |
| Risk-weighted assets | 121,331,000 | USD | evidence → |