Call report 2003Q1
BAY BANK & TRUST CO. — 2003Q1
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,114,000 | USD | evidence → |
| Total loans | 107,959,000 | USD | evidence → |
| Allowance for loan losses | 1,650,000 | USD | evidence → |
| Securities available for sale | 23,027,000 | USD | evidence → |
| Securities held to maturity | 9,654,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,154,000 | USD | evidence → |
| Interest-bearing deposits | 157,184,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,970,000 | USD | evidence → |
| Equity capital | 16,640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,171,000 | USD | evidence → |
| Interest expense | 605,000 | USD | evidence → |
| Net interest income | 1,566,000 | USD | evidence → |
| Noninterest income | 447,000 | USD | evidence → |
| Noninterest expense | 1,515,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 536,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 536,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,363,000 | USD | evidence → |
| Total capital | 17,851,000 | USD | evidence → |
| Risk-weighted assets | 118,708,000 | USD | evidence → |