Call report 2003Q3
BAY BANK & TRUST CO. — 2003Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,876,000 | USD | evidence → |
| Total loans | 116,978,000 | USD | evidence → |
| Allowance for loan losses | 1,685,000 | USD | evidence → |
| Securities available for sale | 23,709,000 | USD | evidence → |
| Securities held to maturity | 7,489,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 193,566,000 | USD | evidence → |
| Interest-bearing deposits | 148,099,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,467,000 | USD | evidence → |
| Equity capital | 17,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,370,000 | USD | evidence → |
| Interest expense | 1,646,000 | USD | evidence → |
| Net interest income | 4,724,000 | USD | evidence → |
| Noninterest income | 1,698,000 | USD | evidence → |
| Noninterest expense | 4,580,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,881,000 | USD | evidence → |
| Income tax | 49,000 | USD | evidence → |
| Net income | 1,832,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,972,000 | USD | evidence → |
| Total capital | 18,573,000 | USD | evidence → |
| Risk-weighted assets | 127,938,000 | USD | evidence → |