Call report 2002Q4
BAY BANK & TRUST CO. — 2002Q4
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,032,000 | USD | evidence → |
| Total loans | 109,436,000 | USD | evidence → |
| Allowance for loan losses | 1,625,000 | USD | evidence → |
| Securities available for sale | 23,054,000 | USD | evidence → |
| Securities held to maturity | 8,698,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 182,158,000 | USD | evidence → |
| Interest-bearing deposits | 148,955,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,203,000 | USD | evidence → |
| Equity capital | 16,625,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,704,000 | USD | evidence → |
| Interest expense | 2,853,000 | USD | evidence → |
| Net interest income | 6,851,000 | USD | evidence → |
| Noninterest income | 1,677,000 | USD | evidence → |
| Noninterest expense | 6,046,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,607,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 2,519,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,170,000 | USD | evidence → |
| Total capital | 17,634,000 | USD | evidence → |
| Risk-weighted assets | 116,798,000 | USD | evidence → |