Call report 2002Q3
BAY BANK & TRUST CO. — 2002Q3
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,333,000 | USD | evidence → |
| Total loans | 109,185,000 | USD | evidence → |
| Allowance for loan losses | 1,614,000 | USD | evidence → |
| Securities available for sale | 22,844,000 | USD | evidence → |
| Securities held to maturity | 6,720,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,157,000 | USD | evidence → |
| Interest-bearing deposits | 138,909,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,248,000 | USD | evidence → |
| Equity capital | 17,484,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,363,000 | USD | evidence → |
| Interest expense | 2,153,000 | USD | evidence → |
| Net interest income | 5,210,000 | USD | evidence → |
| Noninterest income | 1,273,000 | USD | evidence → |
| Noninterest expense | 4,547,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,061,000 | USD | evidence → |
| Income tax | 63,000 | USD | evidence → |
| Net income | 1,998,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,008,000 | USD | evidence → |
| Total capital | 18,463,000 | USD | evidence → |
| Risk-weighted assets | 116,166,000 | USD | evidence → |