Call report 2002Q2
BAY BANK & TRUST CO. — 2002Q2
The 22 measures BAY BANK & TRUST CO. reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,485,000 | USD | evidence → |
| Total loans | 108,530,000 | USD | evidence → |
| Allowance for loan losses | 1,616,000 | USD | evidence → |
| Securities available for sale | 25,988,000 | USD | evidence → |
| Securities held to maturity | 1,671,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,612,000 | USD | evidence → |
| Interest-bearing deposits | 134,043,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,569,000 | USD | evidence → |
| Equity capital | 17,257,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,900,000 | USD | evidence → |
| Interest expense | 1,429,000 | USD | evidence → |
| Net interest income | 3,471,000 | USD | evidence → |
| Noninterest income | 884,000 | USD | evidence → |
| Noninterest expense | 3,052,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,428,000 | USD | evidence → |
| Income tax | 38,000 | USD | evidence → |
| Net income | 1,390,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,744,000 | USD | evidence → |
| Total capital | 18,200,000 | USD | evidence → |
| Risk-weighted assets | 116,252,000 | USD | evidence → |