Call report 2014Q4
SOUTHERN COMMERCIAL BANK — 2014Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,313,000 | USD | evidence → |
| Total loans | 272,870,000 | USD | evidence → |
| Allowance for loan losses | 7,610,000 | USD | evidence → |
| Securities available for sale | 170,835,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 439,484,000 | USD | evidence → |
| Interest-bearing deposits | 351,246,000 | USD | evidence → |
| Noninterest-bearing deposits | 88,238,000 | USD | evidence → |
| Equity capital | 61,391,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,261,000 | USD | evidence → |
| Interest expense | 1,728,000 | USD | evidence → |
| Net interest income | 15,533,000 | USD | evidence → |
| Noninterest income | 2,272,000 | USD | evidence → |
| Noninterest expense | 12,724,000 | USD | evidence → |
| Provision for loan losses | 110,000 | USD | evidence → |
| Pretax income | 6,012,000 | USD | evidence → |
| Income tax | 1,508,000 | USD | evidence → |
| Net income | 4,504,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,378,000 | USD | evidence → |
| Total capital | 62,308,000 | USD | evidence → |
| Risk-weighted assets | 310,751,000 | USD | evidence → |