Call report 2014Q3
SOUTHERN COMMERCIAL BANK — 2014Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,271,000 | USD | evidence → |
| Total loans | 273,100,000 | USD | evidence → |
| Allowance for loan losses | 7,605,000 | USD | evidence → |
| Securities available for sale | 175,268,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 441,523,000 | USD | evidence → |
| Interest-bearing deposits | 355,496,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,027,000 | USD | evidence → |
| Equity capital | 60,194,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,937,000 | USD | evidence → |
| Interest expense | 1,330,000 | USD | evidence → |
| Net interest income | 11,607,000 | USD | evidence → |
| Noninterest income | 1,709,000 | USD | evidence → |
| Noninterest expense | 9,528,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,843,000 | USD | evidence → |
| Income tax | 868,000 | USD | evidence → |
| Net income | 2,975,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,087,000 | USD | evidence → |
| Total capital | 61,024,000 | USD | evidence → |
| Risk-weighted assets | 311,319,000 | USD | evidence → |