Call report 2015Q1
SOUTHERN COMMERCIAL BANK — 2015Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 504,099,000 | USD | evidence → |
| Total loans | 263,977,000 | USD | evidence → |
| Allowance for loan losses | 7,613,000 | USD | evidence → |
| Securities available for sale | 83,018,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,312,000 | USD | evidence → |
| Interest-bearing deposits | 345,401,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,911,000 | USD | evidence → |
| Equity capital | 60,926,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,681,000 | USD | evidence → |
| Interest expense | 320,000 | USD | evidence → |
| Net interest income | 3,361,000 | USD | evidence → |
| Noninterest income | 471,000 | USD | evidence → |
| Noninterest expense | 4,947,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,152,000 | USD | evidence → |
| Income tax | 931,000 | USD | evidence → |
| Net income | 2,221,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,493,000 | USD | evidence → |
| Total capital | 64,136,000 | USD | evidence → |
| Risk-weighted assets | 287,498,000 | USD | evidence → |