Call report 2013Q4
SOUTHERN COMMERCIAL BANK — 2013Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 506,451,000 | USD | evidence → |
| Total loans | 273,460,000 | USD | evidence → |
| Allowance for loan losses | 10,064,000 | USD | evidence → |
| Securities available for sale | 168,474,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 443,342,000 | USD | evidence → |
| Interest-bearing deposits | 361,420,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,922,000 | USD | evidence → |
| Equity capital | 53,910,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,915,000 | USD | evidence → |
| Interest expense | 1,966,000 | USD | evidence → |
| Net interest income | 16,949,000 | USD | evidence → |
| Noninterest income | 2,783,000 | USD | evidence → |
| Noninterest expense | 14,573,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 4,567,000 | USD | evidence → |
| Income tax | 1,091,000 | USD | evidence → |
| Net income | 3,476,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,937,000 | USD | evidence → |
| Total capital | 57,919,000 | USD | evidence → |
| Risk-weighted assets | 312,514,000 | USD | evidence → |