Call report 2013Q3
SOUTHERN COMMERCIAL BANK — 2013Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 508,029,000 | USD | evidence → |
| Total loans | 277,678,000 | USD | evidence → |
| Allowance for loan losses | 10,525,000 | USD | evidence → |
| Securities available for sale | 170,256,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 443,186,000 | USD | evidence → |
| Interest-bearing deposits | 365,575,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,611,000 | USD | evidence → |
| Equity capital | 53,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,369,000 | USD | evidence → |
| Interest expense | 1,517,000 | USD | evidence → |
| Net interest income | 12,852,000 | USD | evidence → |
| Noninterest income | 1,418,000 | USD | evidence → |
| Noninterest expense | 10,374,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 3,611,000 | USD | evidence → |
| Income tax | 905,000 | USD | evidence → |
| Net income | 2,706,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,406,000 | USD | evidence → |
| Total capital | 57,483,000 | USD | evidence → |
| Risk-weighted assets | 319,724,000 | USD | evidence → |