Call report 2014Q1
SOUTHERN COMMERCIAL BANK — 2014Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,306,000 | USD | evidence → |
| Total loans | 274,367,000 | USD | evidence → |
| Allowance for loan losses | 9,232,000 | USD | evidence → |
| Securities available for sale | 173,553,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 445,682,000 | USD | evidence → |
| Interest-bearing deposits | 362,379,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,303,000 | USD | evidence → |
| Equity capital | 56,211,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,478,000 | USD | evidence → |
| Interest expense | 437,000 | USD | evidence → |
| Net interest income | 4,041,000 | USD | evidence → |
| Noninterest income | 566,000 | USD | evidence → |
| Noninterest expense | 3,370,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,236,000 | USD | evidence → |
| Income tax | 266,000 | USD | evidence → |
| Net income | 970,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,790,000 | USD | evidence → |
| Total capital | 58,784,000 | USD | evidence → |
| Risk-weighted assets | 314,300,000 | USD | evidence → |