Call report 2013Q2
SOUTHERN COMMERCIAL BANK — 2013Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,430,000 | USD | evidence → |
| Total loans | 282,325,000 | USD | evidence → |
| Allowance for loan losses | 10,871,000 | USD | evidence → |
| Securities available for sale | 174,187,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 445,695,000 | USD | evidence → |
| Interest-bearing deposits | 366,307,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,388,000 | USD | evidence → |
| Equity capital | 53,915,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,715,000 | USD | evidence → |
| Interest expense | 1,051,000 | USD | evidence → |
| Net interest income | 8,664,000 | USD | evidence → |
| Noninterest income | 1,190,000 | USD | evidence → |
| Noninterest expense | 7,043,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 2,582,000 | USD | evidence → |
| Income tax | 675,000 | USD | evidence → |
| Net income | 1,907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,724,000 | USD | evidence → |
| Total capital | 56,887,000 | USD | evidence → |
| Risk-weighted assets | 326,351,000 | USD | evidence → |