Call report 2013Q1
SOUTHERN COMMERCIAL BANK — 2013Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 522,048,000 | USD | evidence → |
| Total loans | 286,307,000 | USD | evidence → |
| Allowance for loan losses | 11,012,000 | USD | evidence → |
| Securities available for sale | 170,353,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 448,711,000 | USD | evidence → |
| Interest-bearing deposits | 371,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,054,000 | USD | evidence → |
| Equity capital | 55,814,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,884,000 | USD | evidence → |
| Interest expense | 558,000 | USD | evidence → |
| Net interest income | 4,326,000 | USD | evidence → |
| Noninterest income | 662,000 | USD | evidence → |
| Noninterest expense | 3,405,000 | USD | evidence → |
| Provision for loan losses | 450,000 | USD | evidence → |
| Pretax income | 1,316,000 | USD | evidence → |
| Income tax | 348,000 | USD | evidence → |
| Net income | 968,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,905,000 | USD | evidence → |
| Total capital | 56,071,000 | USD | evidence → |
| Risk-weighted assets | 326,406,000 | USD | evidence → |