Call report 2012Q4
SOUTHERN COMMERCIAL BANK — 2012Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 518,937,000 | USD | evidence → |
| Total loans | 300,400,000 | USD | evidence → |
| Allowance for loan losses | 10,763,000 | USD | evidence → |
| Securities available for sale | 169,610,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 445,289,000 | USD | evidence → |
| Interest-bearing deposits | 366,569,000 | USD | evidence → |
| Noninterest-bearing deposits | 78,720,000 | USD | evidence → |
| Equity capital | 55,261,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,998,000 | USD | evidence → |
| Interest expense | 2,645,000 | USD | evidence → |
| Net interest income | 19,353,000 | USD | evidence → |
| Noninterest income | 1,913,000 | USD | evidence → |
| Noninterest expense | 13,480,000 | USD | evidence → |
| Provision for loan losses | 2,700,000 | USD | evidence → |
| Pretax income | 5,351,000 | USD | evidence → |
| Income tax | 1,487,000 | USD | evidence → |
| Net income | 3,864,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,938,000 | USD | evidence → |
| Total capital | 55,288,000 | USD | evidence → |
| Risk-weighted assets | 341,570,000 | USD | evidence → |