Call report 2012Q3
SOUTHERN COMMERCIAL BANK — 2012Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 525,866,000 | USD | evidence → |
| Total loans | 309,027,000 | USD | evidence → |
| Allowance for loan losses | 10,967,000 | USD | evidence → |
| Securities available for sale | 168,028,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 447,879,000 | USD | evidence → |
| Interest-bearing deposits | 368,164,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,715,000 | USD | evidence → |
| Equity capital | 54,420,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,735,000 | USD | evidence → |
| Interest expense | 2,063,000 | USD | evidence → |
| Net interest income | 14,672,000 | USD | evidence → |
| Noninterest income | 1,706,000 | USD | evidence → |
| Noninterest expense | 10,283,000 | USD | evidence → |
| Provision for loan losses | 2,700,000 | USD | evidence → |
| Pretax income | 3,773,000 | USD | evidence → |
| Income tax | 1,034,000 | USD | evidence → |
| Net income | 2,739,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,293,000 | USD | evidence → |
| Total capital | 54,733,000 | USD | evidence → |
| Risk-weighted assets | 348,703,000 | USD | evidence → |