Call report 2012Q2
SOUTHERN COMMERCIAL BANK — 2012Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 519,459,000 | USD | evidence → |
| Total loans | 313,915,000 | USD | evidence → |
| Allowance for loan losses | 10,421,000 | USD | evidence → |
| Securities available for sale | 157,753,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 448,318,000 | USD | evidence → |
| Interest-bearing deposits | 371,678,000 | USD | evidence → |
| Noninterest-bearing deposits | 76,640,000 | USD | evidence → |
| Equity capital | 53,107,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,334,000 | USD | evidence → |
| Interest expense | 1,442,000 | USD | evidence → |
| Net interest income | 9,892,000 | USD | evidence → |
| Noninterest income | 1,348,000 | USD | evidence → |
| Noninterest expense | 6,740,000 | USD | evidence → |
| Provision for loan losses | 1,800,000 | USD | evidence → |
| Pretax income | 2,987,000 | USD | evidence → |
| Income tax | 888,000 | USD | evidence → |
| Net income | 2,099,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 49,773,000 | USD | evidence → |
| Total capital | 54,301,000 | USD | evidence → |
| Risk-weighted assets | 356,327,000 | USD | evidence → |