Call report 2012Q1
SOUTHERN COMMERCIAL BANK — 2012Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 513,679,000 | USD | evidence → |
| Total loans | 316,660,000 | USD | evidence → |
| Allowance for loan losses | 9,717,000 | USD | evidence → |
| Securities available for sale | 157,076,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 446,182,000 | USD | evidence → |
| Interest-bearing deposits | 372,853,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,329,000 | USD | evidence → |
| Equity capital | 51,545,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,713,000 | USD | evidence → |
| Interest expense | 765,000 | USD | evidence → |
| Net interest income | 4,948,000 | USD | evidence → |
| Noninterest income | 680,000 | USD | evidence → |
| Noninterest expense | 3,267,000 | USD | evidence → |
| Provision for loan losses | 900,000 | USD | evidence → |
| Pretax income | 1,691,000 | USD | evidence → |
| Income tax | 549,000 | USD | evidence → |
| Net income | 1,142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,937,000 | USD | evidence → |
| Total capital | 53,557,000 | USD | evidence → |
| Risk-weighted assets | 364,539,000 | USD | evidence → |