Call report 2009Q1
SOUTHERN COMMERCIAL BANK — 2009Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 519,164,000 | USD | evidence → |
| Total loans | 334,459,000 | USD | evidence → |
| Allowance for loan losses | 5,057,000 | USD | evidence → |
| Securities available for sale | 119,903,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 466,095,000 | USD | evidence → |
| Interest-bearing deposits | 403,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,589,000 | USD | evidence → |
| Equity capital | 39,958,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,822,000 | USD | evidence → |
| Interest expense | 2,836,000 | USD | evidence → |
| Net interest income | 3,986,000 | USD | evidence → |
| Noninterest income | 627,000 | USD | evidence → |
| Noninterest expense | 3,528,000 | USD | evidence → |
| Provision for loan losses | 785,000 | USD | evidence → |
| Pretax income | 275,000 | USD | evidence → |
| Income tax | 347,000 | USD | evidence → |
| Net income | -72,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,037,000 | USD | evidence → |
| Total capital | 50,094,000 | USD | evidence → |
| Risk-weighted assets | 408,259,000 | USD | evidence → |