Call report 2008Q4
SOUTHERN COMMERCIAL BANK — 2008Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 509,515,000 | USD | evidence → |
| Total loans | 329,068,000 | USD | evidence → |
| Allowance for loan losses | 4,421,000 | USD | evidence → |
| Securities available for sale | 121,512,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 454,706,000 | USD | evidence → |
| Interest-bearing deposits | 392,895,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,811,000 | USD | evidence → |
| Equity capital | 42,406,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,972,000 | USD | evidence → |
| Interest expense | 12,189,000 | USD | evidence → |
| Net interest income | 15,783,000 | USD | evidence → |
| Noninterest income | 2,536,000 | USD | evidence → |
| Noninterest expense | 13,251,000 | USD | evidence → |
| Provision for loan losses | 850,000 | USD | evidence → |
| Pretax income | -3,684,000 | USD | evidence → |
| Income tax | -1,817,000 | USD | evidence → |
| Net income | -1,867,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,242,000 | USD | evidence → |
| Total capital | 49,663,000 | USD | evidence → |
| Risk-weighted assets | 392,248,000 | USD | evidence → |