Call report 2009Q2
SOUTHERN COMMERCIAL BANK — 2009Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 527,413,000 | USD | evidence → |
| Total loans | 338,448,000 | USD | evidence → |
| Allowance for loan losses | 5,186,000 | USD | evidence → |
| Securities available for sale | 148,967,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 465,163,000 | USD | evidence → |
| Interest-bearing deposits | 403,136,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,027,000 | USD | evidence → |
| Equity capital | 44,076,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,824,000 | USD | evidence → |
| Interest expense | 5,460,000 | USD | evidence → |
| Net interest income | 8,364,000 | USD | evidence → |
| Noninterest income | 1,297,000 | USD | evidence → |
| Noninterest expense | 7,205,000 | USD | evidence → |
| Provision for loan losses | 1,002,000 | USD | evidence → |
| Pretax income | 1,612,000 | USD | evidence → |
| Income tax | 504,000 | USD | evidence → |
| Net income | 1,108,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,455,000 | USD | evidence → |
| Total capital | 51,641,000 | USD | evidence → |
| Risk-weighted assets | 421,517,000 | USD | evidence → |