Call report 2008Q3
SOUTHERN COMMERCIAL BANK — 2008Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 491,311,000 | USD | evidence → |
| Total loans | 309,089,000 | USD | evidence → |
| Allowance for loan losses | 4,513,000 | USD | evidence → |
| Securities available for sale | 124,887,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 441,985,000 | USD | evidence → |
| Interest-bearing deposits | 378,722,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,263,000 | USD | evidence → |
| Equity capital | 40,953,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,037,000 | USD | evidence → |
| Interest expense | 9,325,000 | USD | evidence → |
| Net interest income | 11,712,000 | USD | evidence → |
| Noninterest income | 1,934,000 | USD | evidence → |
| Noninterest expense | 9,900,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | -4,245,000 | USD | evidence → |
| Income tax | -1,847,000 | USD | evidence → |
| Net income | -2,398,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,021,000 | USD | evidence → |
| Total capital | 49,534,000 | USD | evidence → |
| Risk-weighted assets | 371,954,000 | USD | evidence → |