Call report 2008Q2
SOUTHERN COMMERCIAL BANK — 2008Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,658,000 | USD | evidence → |
| Total loans | 300,115,000 | USD | evidence → |
| Allowance for loan losses | 4,114,000 | USD | evidence → |
| Securities available for sale | 140,423,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 432,653,000 | USD | evidence → |
| Interest-bearing deposits | 370,446,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,207,000 | USD | evidence → |
| Equity capital | 45,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,001,000 | USD | evidence → |
| Interest expense | 6,391,000 | USD | evidence → |
| Net interest income | 7,610,000 | USD | evidence → |
| Noninterest income | 1,266,000 | USD | evidence → |
| Noninterest expense | 6,630,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,096,000 | USD | evidence → |
| Income tax | 656,000 | USD | evidence → |
| Net income | 1,440,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,145,000 | USD | evidence → |
| Total capital | 51,259,000 | USD | evidence → |
| Risk-weighted assets | 369,999,000 | USD | evidence → |