Call report 2008Q1
SOUTHERN COMMERCIAL BANK — 2008Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 486,764,000 | USD | evidence → |
| Total loans | 295,035,000 | USD | evidence → |
| Allowance for loan losses | 4,113,000 | USD | evidence → |
| Securities available for sale | 134,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 434,016,000 | USD | evidence → |
| Interest-bearing deposits | 370,762,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,254,000 | USD | evidence → |
| Equity capital | 46,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,057,000 | USD | evidence → |
| Interest expense | 3,294,000 | USD | evidence → |
| Net interest income | 3,763,000 | USD | evidence → |
| Noninterest income | 617,000 | USD | evidence → |
| Noninterest expense | 3,309,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 996,000 | USD | evidence → |
| Income tax | 328,000 | USD | evidence → |
| Net income | 668,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,281,000 | USD | evidence → |
| Total capital | 50,394,000 | USD | evidence → |
| Risk-weighted assets | 359,515,000 | USD | evidence → |