Call report 2007Q4
SOUTHERN COMMERCIAL BANK — 2007Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 469,624,000 | USD | evidence → |
| Total loans | 293,324,000 | USD | evidence → |
| Allowance for loan losses | 4,114,000 | USD | evidence → |
| Securities available for sale | 137,416,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 413,317,000 | USD | evidence → |
| Interest-bearing deposits | 349,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,518,000 | USD | evidence → |
| Equity capital | 46,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,535,000 | USD | evidence → |
| Interest expense | 11,915,000 | USD | evidence → |
| Net interest income | 15,620,000 | USD | evidence → |
| Noninterest income | 2,644,000 | USD | evidence → |
| Noninterest expense | 13,036,000 | USD | evidence → |
| Provision for loan losses | 1,900,000 | USD | evidence → |
| Pretax income | 3,338,000 | USD | evidence → |
| Income tax | 854,000 | USD | evidence → |
| Net income | 2,484,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,206,000 | USD | evidence → |
| Total capital | 50,320,000 | USD | evidence → |
| Risk-weighted assets | 356,890,000 | USD | evidence → |