Call report 2007Q3
SOUTHERN COMMERCIAL BANK — 2007Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 452,014,000 | USD | evidence → |
| Total loans | 287,386,000 | USD | evidence → |
| Allowance for loan losses | 3,843,000 | USD | evidence → |
| Securities available for sale | 128,358,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 398,080,000 | USD | evidence → |
| Interest-bearing deposits | 336,526,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,554,000 | USD | evidence → |
| Equity capital | 46,921,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,364,000 | USD | evidence → |
| Interest expense | 8,628,000 | USD | evidence → |
| Net interest income | 11,736,000 | USD | evidence → |
| Noninterest income | 1,966,000 | USD | evidence → |
| Noninterest expense | 9,771,000 | USD | evidence → |
| Provision for loan losses | 1,600,000 | USD | evidence → |
| Pretax income | 2,341,000 | USD | evidence → |
| Income tax | 428,000 | USD | evidence → |
| Net income | 1,913,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,346,000 | USD | evidence → |
| Total capital | 51,189,000 | USD | evidence → |
| Risk-weighted assets | 345,409,000 | USD | evidence → |