Call report 2007Q2
SOUTHERN COMMERCIAL BANK — 2007Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 448,148,000 | USD | evidence → |
| Total loans | 277,792,000 | USD | evidence → |
| Allowance for loan losses | 4,450,000 | USD | evidence → |
| Securities available for sale | 119,416,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 392,792,000 | USD | evidence → |
| Interest-bearing deposits | 331,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,770,000 | USD | evidence → |
| Equity capital | 46,607,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,490,000 | USD | evidence → |
| Interest expense | 5,519,000 | USD | evidence → |
| Net interest income | 7,971,000 | USD | evidence → |
| Noninterest income | 1,316,000 | USD | evidence → |
| Noninterest expense | 6,589,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,698,000 | USD | evidence → |
| Income tax | 888,000 | USD | evidence → |
| Net income | 1,810,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 47,513,000 | USD | evidence → |
| Total capital | 51,753,000 | USD | evidence → |
| Risk-weighted assets | 338,987,000 | USD | evidence → |