Call report 2007Q1
SOUTHERN COMMERCIAL BANK — 2007Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 440,598,000 | USD | evidence → |
| Total loans | 272,876,000 | USD | evidence → |
| Allowance for loan losses | 4,489,000 | USD | evidence → |
| Securities available for sale | 113,262,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,252,000 | USD | evidence → |
| Interest-bearing deposits | 326,321,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,931,000 | USD | evidence → |
| Equity capital | 46,764,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,587,000 | USD | evidence → |
| Interest expense | 2,642,000 | USD | evidence → |
| Net interest income | 3,945,000 | USD | evidence → |
| Noninterest income | 657,000 | USD | evidence → |
| Noninterest expense | 3,353,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,249,000 | USD | evidence → |
| Income tax | 419,000 | USD | evidence → |
| Net income | 830,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,785,000 | USD | evidence → |
| Total capital | 50,832,000 | USD | evidence → |
| Risk-weighted assets | 323,317,000 | USD | evidence → |