Call report 2006Q4
SOUTHERN COMMERCIAL BANK — 2006Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 421,791,000 | USD | evidence → |
| Total loans | 278,471,000 | USD | evidence → |
| Allowance for loan losses | 4,554,000 | USD | evidence → |
| Securities available for sale | 107,378,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 374,465,000 | USD | evidence → |
| Interest-bearing deposits | 305,838,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,627,000 | USD | evidence → |
| Equity capital | 45,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,826,000 | USD | evidence → |
| Interest expense | 7,968,000 | USD | evidence → |
| Net interest income | 16,858,000 | USD | evidence → |
| Noninterest income | 2,870,000 | USD | evidence → |
| Noninterest expense | 13,117,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,520,000 | USD | evidence → |
| Income tax | 2,284,000 | USD | evidence → |
| Net income | 4,236,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,838,000 | USD | evidence → |
| Total capital | 49,889,000 | USD | evidence → |
| Risk-weighted assets | 323,571,000 | USD | evidence → |