Call report 2005Q4
SOUTHERN COMMERCIAL BANK — 2005Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 405,034,000 | USD | evidence → |
| Total loans | 256,445,000 | USD | evidence → |
| Allowance for loan losses | 4,681,000 | USD | evidence → |
| Securities available for sale | 119,424,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,057,000 | USD | evidence → |
| Interest-bearing deposits | 298,492,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,565,000 | USD | evidence → |
| Equity capital | 41,046,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,456,000 | USD | evidence → |
| Interest expense | 4,865,000 | USD | evidence → |
| Net interest income | 17,591,000 | USD | evidence → |
| Noninterest income | 2,706,000 | USD | evidence → |
| Noninterest expense | 12,665,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 7,665,000 | USD | evidence → |
| Income tax | 2,736,000 | USD | evidence → |
| Net income | 4,929,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,741,000 | USD | evidence → |
| Total capital | 45,578,000 | USD | evidence → |
| Risk-weighted assets | 306,102,000 | USD | evidence → |