Call report 2005Q3
SOUTHERN COMMERCIAL BANK — 2005Q3
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 409,864,000 | USD | evidence → |
| Total loans | 264,917,000 | USD | evidence → |
| Allowance for loan losses | 4,753,000 | USD | evidence → |
| Securities available for sale | 118,323,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 368,173,000 | USD | evidence → |
| Interest-bearing deposits | 303,468,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,705,000 | USD | evidence → |
| Equity capital | 40,407,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,546,000 | USD | evidence → |
| Interest expense | 3,392,000 | USD | evidence → |
| Net interest income | 13,154,000 | USD | evidence → |
| Noninterest income | 2,029,000 | USD | evidence → |
| Noninterest expense | 9,568,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,646,000 | USD | evidence → |
| Income tax | 2,039,000 | USD | evidence → |
| Net income | 3,607,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,646,000 | USD | evidence → |
| Total capital | 44,646,000 | USD | evidence → |
| Risk-weighted assets | 319,237,000 | USD | evidence → |