Call report 2006Q1
SOUTHERN COMMERCIAL BANK — 2006Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 404,671,000 | USD | evidence → |
| Total loans | 265,766,000 | USD | evidence → |
| Allowance for loan losses | 4,667,000 | USD | evidence → |
| Securities available for sale | 112,961,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 360,862,000 | USD | evidence → |
| Interest-bearing deposits | 297,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,067,000 | USD | evidence → |
| Equity capital | 42,335,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,820,000 | USD | evidence → |
| Interest expense | 1,531,000 | USD | evidence → |
| Net interest income | 4,289,000 | USD | evidence → |
| Noninterest income | 670,000 | USD | evidence → |
| Noninterest expense | 3,304,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,616,000 | USD | evidence → |
| Income tax | 575,000 | USD | evidence → |
| Net income | 1,041,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,045,000 | USD | evidence → |
| Total capital | 46,941,000 | USD | evidence → |
| Risk-weighted assets | 310,933,000 | USD | evidence → |