Call report 2005Q2
SOUTHERN COMMERCIAL BANK — 2005Q2
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 417,217,000 | USD | evidence → |
| Total loans | 264,076,000 | USD | evidence → |
| Allowance for loan losses | 4,766,000 | USD | evidence → |
| Securities available for sale | 109,064,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 375,961,000 | USD | evidence → |
| Interest-bearing deposits | 306,998,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,963,000 | USD | evidence → |
| Equity capital | 39,471,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,791,000 | USD | evidence → |
| Interest expense | 2,162,000 | USD | evidence → |
| Net interest income | 8,629,000 | USD | evidence → |
| Noninterest income | 1,371,000 | USD | evidence → |
| Noninterest expense | 6,401,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,643,000 | USD | evidence → |
| Income tax | 1,329,000 | USD | evidence → |
| Net income | 2,314,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,470,000 | USD | evidence → |
| Total capital | 43,513,000 | USD | evidence → |
| Risk-weighted assets | 322,750,000 | USD | evidence → |