Call report 2005Q1
SOUTHERN COMMERCIAL BANK — 2005Q1
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 426,417,000 | USD | evidence → |
| Total loans | 261,262,000 | USD | evidence → |
| Allowance for loan losses | 4,642,000 | USD | evidence → |
| Securities available for sale | 122,244,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,047,000 | USD | evidence → |
| Interest-bearing deposits | 320,502,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,545,000 | USD | evidence → |
| Equity capital | 38,050,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,300,000 | USD | evidence → |
| Interest expense | 1,052,000 | USD | evidence → |
| Net interest income | 4,248,000 | USD | evidence → |
| Noninterest income | 698,000 | USD | evidence → |
| Noninterest expense | 3,284,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,662,000 | USD | evidence → |
| Income tax | 601,000 | USD | evidence → |
| Net income | 1,061,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,452,000 | USD | evidence → |
| Total capital | 42,689,000 | USD | evidence → |
| Risk-weighted assets | 338,578,000 | USD | evidence → |