Call report 2004Q4
SOUTHERN COMMERCIAL BANK — 2004Q4
The 22 measures SOUTHERN COMMERCIAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 432,146,000 | USD | evidence → |
| Total loans | 273,304,000 | USD | evidence → |
| Allowance for loan losses | 4,688,000 | USD | evidence → |
| Securities available for sale | 116,746,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 393,409,000 | USD | evidence → |
| Interest-bearing deposits | 326,602,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,807,000 | USD | evidence → |
| Equity capital | 37,853,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,853,000 | USD | evidence → |
| Interest expense | 4,705,000 | USD | evidence → |
| Net interest income | 17,148,000 | USD | evidence → |
| Noninterest income | 3,195,000 | USD | evidence → |
| Noninterest expense | 12,923,000 | USD | evidence → |
| Provision for loan losses | 925,000 | USD | evidence → |
| Pretax income | 6,649,000 | USD | evidence → |
| Income tax | 2,078,000 | USD | evidence → |
| Net income | 4,571,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,542,000 | USD | evidence → |
| Total capital | 42,046,000 | USD | evidence → |
| Risk-weighted assets | 360,119,000 | USD | evidence → |